The purpose of life insurance to to ensure that our loved ones are taken care of in the event of a tragedy. When tragedy strikes, loved ones have enough to handle without worrying about battling the Life Insurance companies to settle a claim or policy. Depending on how long the premiums have been paid, years or even decades, a large amount of money could be at stake. Beneficiaries often find themselves drowning in paperwork, red tape and unending requests for documentation, and imposed time limits for filing a claim.
It is not unexpected for insurance companies to stall or deny claims that could result in payouts of thousands or even hundreds of thousands of dollars. Working with a lawyer from the very beginning gives you the best possible chance to the full benefits due to the beneficiary. We know exactly what to expect when working with life insurance companies, how to ensure proper documentation and filling out forms, and accomplish all this within the strict time limits.
Insurance companies may use any means they can to deny a claim.
- The named beneficiary or the owner of the policy has misrepresented themselves
- A pre-existing condition (such as heart disease or mental illness)
- Mistakes in medical records or personal documentation
- Contestable circumstances of the death of the policy holder
- Failure to submit a claim on time
- Delinquent policy due to missed or late premium payments
- Claim form errors
- Errors by the insurance broker
Avoid being denied an insurance claim by working with an insurance claim lawyer before filing any paperwork. Contact us immediately to ensure that your claim is processed properly, on time, and professionally.
If your claim has been denied, there is still a chance that we can help you receive what your are due. Remember that the insurance adjuster is working on behalf of the insurance company and had their best interests in mind, not yours. An insurance claim lawyer works only for you and will work to get you what you deserve.
Give your family peace of mind, while you attend to more important things.